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Kenneth A. Fraser are agents for Stoneguard memorial stone insurance. Stoneguard is underwritten at Lloyd's of London by Sun Alliance. The policy covers all risks (i.e. storm and accidental damage, vandalism etc.) and lasts for five years

FIVE YEAR COVER PLAN
Stone Value Premium   Stone Value Premium
Up to £300 £16   £751-£1000 £52
£301-£400 £21   £1001-£1250 £64
£401-£500 £26   £1251-£1500 £77
£501-£600 £31   £1501-£750 £90
£601-£750 £40   £1751-£2000 £103
Over £2000 - premiums are 5% of value